Central Government 5 best schemes for Divyangjan / Disabled Persons (PWD) in 2026. Get Rs 4 Lakh loan, free equipment.
1. UDID Card – Unique Disability ID Card
UDID (Unique Disability ID) Card Bharat Sarkar ke Department of Empowerment of Persons with Disabilities (DEPwD) ki ek initiative hai.
Iske tahat eligible persons with disabilities medical assessment ke baad Disability Certificate aur UDID Card prapt kar sakte hain.
UDID Card disability-related government schemes aur services mein identification aur verification ko aasaan banata hai. Lekin sirf UDID Card hone se pension, scholarship, reservation ya anya benefits automatically nahi milte.
Har scheme ki apni eligibility aur document requirements hoti hain.
Official portal: https://www.swavlambancard.gov.in/
2. ADIP Scheme – Divyangjan ke liye Assistive Devices
Assistance to Disabled Persons for Purchase/Fitting of Aids and Appliances (ADIP) Scheme ke tahat eligible persons with disabilities ko wheelchair, hearing aid, artificial limbs, tricycle aur anya assistive devices pradan kiye ja sakte hain.
Sahayata ki rakam aur free ya subsidised equipment ki eligibility applicant ki monthly income, disability assessment aur applicable ADIP guidelines par nirbhar karti hai.
Sabhi applicants ko ek jaise devices ya ₹15,000 tak ki fixed assistance milne ki guarantee nahi hai.
Application aur assessment ke liye authorized implementing agencies, ALIMCO camps ya sambandhit disability welfare office se jaankari lein.
Official portal: https://adip.depwd.gov.in/
3. NDFDC Divyangjan Loan – Business aur Self-Employment ke liye Financial Assistance
National Divyangjan Finance and Development Corporation (NDFDC), jise pehle NHFDC kaha jaata tha, eligible persons with disabilities ko self-employment aur business activities ke liye concessional financial assistance pradan karne mein madad karta hai.
Loan ki maximum rakam, interest rate, repayment period aur eligibility sambandhit scheme aur lending agency ke niyamon par nirbhar karte hain. Har applicant ko ₹4 lakh ka loan ya 5% interest rate milne ki guarantee nahi hai.
Loan ke liye sambandhit State Channelising Agency ya anya authorized lending institution se sampark karein.
Official website: https://ndfdc.nic.in/
4. Deendayal Divyangjan Rehabilitation Scheme (DDRS) – Rehabilitation aur Special Education
Yojana kya hai?
Deendayal Divyangjan Rehabilitation Scheme (DDRS) Bharat Sarkar ke Department of Empowerment of Persons with Disabilities (DEPwD) ki ek scheme hai. Iske tahat eligible NGOs aur non-profit organisations ko divyangjan ke rehabilitation aur special education projects chalane ke liye government grant-in-aid di jaati hai.
Kaun se benefits mil sakte hain?
- Divyang bachchon ke liye special education aur early intervention services.
- Therapy, counselling aur rehabilitation support.
- Approved projects mein transportation aur hostel maintenance se sambandhit sahayata.
- Community-based aur home-based rehabilitation services.
Kaun apply kar sakta hai?
Eligible registered NGOs, charitable trusts aur Section 8 non-profit companies scheme guidelines ke anusaar grant ke liye apply kar sakti hain. Divyang vyakti aur unke parivaar approved organisations se available services ke baare mein jaankari le sakte hain.
Apply kaise karein?
Eligible organisations ko pehle NGO Darpan registration aur uske baad e-Anudaan portal par application ki prakriya poori karni hoti hai.
Official DDRS Scheme Information:
NGO Grant Application Portal:
Important: DDRS har vyakti ko seedhe cash payment, free hostel ya training dene ki guarantee nahi karti. Services approved organisations aur projects ki availability par nirbhar karti hain.
5. Scholarships for Students with Disabilities – Financial Assistance for Education
Bharat Sarkar ke Department of Empowerment of Persons with Disabilities (DEPwD) ke tahat eligible students with benchmark disabilities ke liye Pre-Matric, Post-Matric, Top Class Education aur National Overseas Scholarship jaise programmes uplabdh hain.
Scholarship ki rakam, income limit, eligibility aur application dates har scheme ke niyamon ke anusaar alag hoti hain. Sabhi students ko ₹35,000 prati varsh ya foreign studies ke liye ek nishchit rakam milne ki guarantee nahi hai.
Latest eligibility aur application details ke liye official National Scholarship Portal dekhein: