Senior Citizens Savings Scheme (SCSS): 8.2% byaaj, har 3 mahine pakki kamai – 60+ ke liye
Yojana kya hai?
SCSS Bharat Sarkar ki surakshit bachat yojana hai, jo post office aur authorised bank mein khulti hai. Isme ek baar paisa jama karke 5 saal tak har teen mahine byaaj milta hai. October–December 2026 quarter ke liye byaaj dar 8.2% saalana hai.
Byaaj kab aayega? Kaun khol sakta hai?
Byaaj har quarter 1 April, 1 July, 1 October aur 1 January ko seedha aapke savings account mein aata hai. Agli kist 1 January 2027 ko aayegi. Example: ₹1 lakh jama par har 3 mahine lagbhag ₹2,050 byaaj.
Kaun khol sakta hai: 60+ umar ke log; 55–60 saal ke retired karmachari aur 50+ retired defence karmi (retirement benefit milne ke 1 mahine ke andar). Jama: kam se kam ₹1,000, zyada se zyada ₹30 lakh (₹1,000 ke multiple mein). Muddat 5 saal (3 saal aur badha sakte hain). Old tax regime mein Section 80C chhoot.
Balance / Status kaise check karein?
1. indiapost.gov.in par e-Passbook link kholein (ya www.ippbonline.com).
2. Registered mobile number aur captcha daalkar “Login” karein, phir OTP daalkar “Submit” karein.
3. “e-Passbook” chunein, scheme type aur SCSS account number daalkar “Continue” karein, OTP “Verify” karein.
4. “Balance Enquiry” ya “Mini Statement” chunein.
Bank wala khata passbook/net banking mein dekhein. Offline madad: nazdeeki post office ya bank branch. Documents: Aadhaar, PAN, photo, umar ka praman. Mobile number khate se link hona zaroori hai.
Conclusion
Budhape mein har teen mahine pakki kamai — SCSS isi ke liye hai. Ghar ke buzurgon aur gaon ke senior citizens ke saath yeh jaankari zaroor share karein.
Har sarkari yojana ki poori jaankari ke liye visit karein:
https://www.myyojanamitra.com
📲 WhatsApp Channel follow karein:
https://whatsapp.com/channel/0029Vb8y6qd7tkjCGIR5Ix1P
#SCSS #SeniorCitizen #SarkariYojana #MyYojanaMitra #PMOffice #be10x
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