Kisan Credit Card (KCC): ₹5 lakh tak sasta kheti loan, sirf 4% byaj par!

Kisan Credit Card (KCC): ₹5 lakh tak sasta kheti loan, sirf 4% byaj par!

Yojana kya hai?

Kisan Credit Card (KCC) Kendra Sarkar ki yojana hai jisme kisan ko beej, khad, dawai, sinchai aur kheti ke doosre kharchon ke liye bank se sasta loan milta hai. Pashupalan, dairy aur machhli palan ke liye bhi KCC milta hai. Saath mein ATM-cum-debit card milta hai, taaki zarurat par paisa nikal sakein aur fasal bikne par chuka sakein.

Loan kab milega? Kaun le sakta hai?

KCC ki loan limit ab ₹5 lakh tak hai. Byaj 7% hai, lekin ₹3 lakh tak ka loan samay par chukane par byaj sirf 4% padta hai. ₹2 lakh tak ke loan par aam taur par koi guarantee (collateral) nahi maangi jaati.

Kaun le sakta hai: apni zameen wale kisan, kiraye/batai par kheti karne wale kisan, Self-Help Group, pashupalak aur machhuare. Form jama karne ke baad bank jaanch karke card deta hai — aam taur par lagbhag 2 hafte mein.

Form / Status kaise check karein?

1. pmkisan.gov.in kholein → “Farmers Corner” mein “KCC Form” par click karke form download karein.
2. Form bharein aur Aadhaar, zameen ke kagaz (khatauni/patta) ya kirayedari ka praman, aur photo lagayein.
3. Form apne bank branch mein jama karein (jahan PM-KISAN ka paisa aata hai) aur receipt / acknowledgement number zaroor lein.
4. Status ke liye wahi number lekar bank branch se poochhein, ya bank ki website/app ke loan application section mein check karein.

Offline madad: nazdeeki CSC (Jan Seva Kendra) ya bank branch. Documents: Aadhaar, zameen ke kagaz, bank passbook, 2 photo.

Conclusion

KCC se kisan ko mehenga saahukaar ka karz nahi lena padta. Agar aapke gaon mein kisi kisan bhai ke paas abhi tak KCC nahi hai, to yeh jaankari unke saath zaroor share karein — ek share kisi parivaar ka bojh kam kar sakta hai.

Har sarkari yojana ki poori jaankari ke liye visit karein:

https://www.myyojanamitra.com

📲 WhatsApp Channel follow karein:

https://whatsapp.com/channel/0029Vb8y6qd7tkjCGIR5Ix1P

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