What is the scheme?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the Government of India’s health insurance scheme for poor and vulnerable families. Each family gets cashless treatment of up to Rs 5 lakh every year in government and empanelled private hospitals. Costs for 3 days before admission and 15 days after discharge are also covered.
When will I get the card? Who can apply?
Families listed in the SECC 2011 data (poor and deprived households) are eligible. There is no limit on family size or age. All senior citizens aged 70 years or above, whatever their income, can join through the Ayushman Vay Vandana Card. The card is completely free. If your name is on the list, you can download it after eKYC and approval. The scheme is also now running in West Bengal, from 16 August 2026.
How to check your status
- Open beneficiary.nha.gov.in and choose “Beneficiary”.
- Enter your mobile number and Login with the OTP.
- Select PM-JAY, then your state and district, and search with your Aadhaar number or name.
- If your name is on the list, complete eKYC, add your photo and download the Ayushman card after approval.
If online is difficult, visit your nearest CSC centre or the Ayushman help desk at an empanelled hospital, or call the toll-free helpline 14555. Documents: Aadhaar card, ration card and mobile number.
Conclusion
No family should stay away from treatment because of money. Check your name today and get an Ayushman card for every family member. Please share this with your family, neighbours and WhatsApp groups so that no one in need misses free treatment.
For complete details on every government scheme, visit: https://www.myyojanamitra.com
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