PM Fasal Bima Yojana: Sirf 2% Premium Mein Fasal Ka Bima, Nuksan Par Claim Seedha Bank Khate Mein
Yojana kya hai?
Pradhan Mantri Fasal Bima Yojana (PMFBY) kisanon ki fasal ko sookha, baadh, ole, toofan, bemausam baarish aur keede-bimari se hone wale nuksan se bachati hai. Kisan ko bahut kam premium dena hota hai, baaki premium Kendra aur Rajya sarkar milkar bharti hain. Bataidar aur kiraye par kheti karne wale kisan bhi jud sakte hain.
Claim ka paisa kab aayega? Premium kitna hai?
PM Fasal Bima Yojana mein kisan ke liye premium ki adhiktam dar aam taur par Kharif ki food aur oilseed crops ke liye 2%, Rabi ki food aur oilseed crops ke liye 1.5%, aur annual commercial/horticultural crops ke liye 5% hoti hai. Kuch notified crops ya areas mein kisan ko isse kam premium dena pad sakta hai. Exact premium fasal, rajya, season aur official notification par nirbhar karta hai.. PMFBY mein ole girne, localised baadh, jalbharav ya anya notified localised calamities se fasal ko nuksan hone par kisan ko aam taur par 72 ghante ke andar soochna deni chahiye. Post-harvest loss ke liye bhi scheme ki reporting conditions lagu hoti hain. Kisan Crop Insurance App, Krishi Rakshak helpline 14447, sambandhit bima company ya bank se sampark kar sakte hain. Bade kshetra mein fasal ki paidavar kam hone par claim assessment ki prakriya alag ho sakti hai. Har claim ki eligibility official notification aur scheme guidelines par nirbhar karti hai.. Kharif 2026 se PMFBY ke tahat jungli janwaron ke hamle aur dhaan ki fasal mein paani bharne (paddy inundation) se hone wale nuksan ke liye naye coverage provisions lagu karne ka framework shuru hua hai. Lekin yeh cover har rajya aur har fasal ke liye automatic nahi hai. Jungli janwaron se nuksan ka cover sambandhit rajya sarkar ki notification aur scheme ki sharton par nirbhar karta hai. Dhaan mein jalbharav ke localised claim ke liye bhi rajya ki notification aur applicable guidelines check karna zaroori hai. Kisan apne rajya ke Krishi Vibhag ya bima company se coverage ki pushti karein.
Survey aur fasal katai ke aankdon ke baad claim ka paisa seedha aapke bank khate mein aata hai.
Rabi 2026–27 season ke liye PMFBY enrolment ki shuruat aur antim tareekh rajya, fasal aur notified area ke anusaar alag ho sakti hai. Sabhi rajyon mein registration ek hi samay par khula ho, yeh zaroori nahi hai. Kisan apni fasal ki eligibility, premium aur enrolment deadline official PMFBY portal https://pmfby.gov.in/ ya najdeeki bank, CSC centre aur Krishi Vibhag se confirm karein.
Status kaise check karein?
1. pmfby.gov.in website kholein.
2. Homepage par “Application Status” par click karein.
3. Apna Receipt Number (Policy ID) aur captcha code bharein.
4. “Check Status” dabayein — sum insured, premium aur claim ki sthiti dikh jayegi.
Important Note: PMFBY portal par application aur claim status check karne ke options samay ke saath badal sakte hain. Kisan apna application receipt number ya policy details sambhal kar rakhein aur official portal par diye gaye latest instructions follow karein.
Application status aur claim payment status alag ho sakte hain. Bima claim ka payment fasal ke nuksan ki assessment, eligibility aur scheme guidelines ke anusaar hota hai. Bima karwane se har tarah ke nuksan par claim milna guaranteed nahi hai.
Offline madad: apni bank branch, CSC centre ya krishi vibhag office jayein. Documents: Aadhaar, zameen ke kagaz (ya bataidari praman), bank passbook, buvai ka praman-patra (sowing certificate).
Conclusion
Ek baar ka mausam poori saal ki mehnat bigaad sakta hai, par kuch sau rupaye ka premium aapke parivaar ko bada sahara de sakta hai. Is Rabi mein apni fasal ka bima zaroor karwayein. Yeh jaankari apne gaon ke kisan bhaiyon aur WhatsApp groups mein share karein.
Har sarkari yojana ki poori jaankari ke liye visit karein:
https://www.myyojanamitra.com
📲 WhatsApp Channel follow karein: https://whatsapp.com/channel/0029Vb8y6qd7tkjCGIR5Ix1P
#PMFBY #FasalBima #SarkariYojana #MyYojanaMitra #PMOffice #be10x #AcTechGlobal #AcTech1985Elitespo #ALFACommunity
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